I’ve taken to the habit of naming personal projects with the following syntax- Operation: One-word-description Animal. My bike accident and ongoing settlement case is named Operation: Accident Panda. So, you get the gist, no?

Operation: Debt Giraffe:

My advances towards getting out of bad debt and gaining financial freedom have been ongoing for just over a year and I’ve made *amazing* progress. I’ve gone from having horrid credit (couldn’t get approved for *anything*), being financially upside down in my car, and having over $7,000 in bad debt ($5,000 of which was at 30% APR) to having *stellar* credit, being free of my car, and having just under $5,000 left in debt (which has been moved to an 11.150% consolidation loan).

If a place like Fool.com didn’t exist, I’m not sure such progress would have been possible so quickly. I’m glad to work with such a feast of Fools who are as big on sharing knowledge as they are on obtaining it.

I will be 26 and debt free. How are you doing?